The best investments of the year

By now, you’ve probably seen the headlines and headlines like, “Investment returns have reached a record high,” “The economy is on the rise,” and “The US economy is growing.”

The news media have been reporting on this for weeks now. 

The headline numbers, however, are just the tip of the iceberg.

There’s much more to the story. 

First, let’s look at the data. 

In January, the Bureau of Labor Statistics released the latest data on the jobless rate. 

At that time, the unemployment rate had been at 4.9% for over 12 months. 

According to the BLS, that’s the lowest jobless jobless figure in the country since January 2009. 

So, what’s changed?

A lot. 

Since the beginning of 2016, the job market has expanded, the economy has grown, and the unemployment figure has decreased. 

This year, the latest unemployment data will be released on March 12, and if you look at those numbers, it looks like things have gotten much, much worse. 

What does this mean? 

Well, as we have already seen in the chart above, job growth has slowed significantly. 

Job growth is actually going down. 

It’s not because people are not looking for work. 

Many of them are. 

But in addition to slowing job growth, the number of people looking for jobs has been dropping. 

Here’s how that looks for January, March, and April: It looks like there’s been a net gain of 4,500 jobs per month for the past 12 months, and that number will likely drop even further. 

That’s not to say that there hasn’t been a lot of job creation, but the overall number of jobs has actually declined. 

There are a number of factors that have contributed to the job growth slowdown. 

For starters, many Americans are working fewer hours. 

More than 30% of the country’s workforce is working fewer than 30 hours per week, according to the Bureau’s latest numbers. 

However, the average workweek has decreased for more than half of all workers since 2009.

The labor market is also getting worse for those who have a high school degree or less. 

We’ve already discussed the economic impact of this decline in job opportunities. 

If you have less education and less training, you may not be able to find a job. 

Furthermore, the amount of time workers spend on the clock has also increased, with a majority of workers now spending more time at work than in school. 

As a result, the typical American worker is working less and less time at home. 

On top of all that, many people are working longer hours, too. 

Even though most of the workers are getting more paid, the majority of the money they are making is going to the top 1%. 

This means that the rest of us are paying the bills for the super rich and getting stuck in debt, not working hard and saving for retirement. 

And if you think about it, the vast majority of people aren’t even making enough money to survive. 

These are not only the facts of life for Americans. 

Americans are living paycheck to paycheck. 

They’re working longer, they’re getting less in their paychecks, and they’re not getting the money that they need to pay their bills. 

Not only are they paying their bills, but they’re also being left behind by the economy as well. 

Take home pay for the median worker is just $53,300. 

By comparison, the median income for a family of four is $52,300 per year. 

People who work long hours don’t have the time to spend on their children. 

No wonder so many Americans can’t afford to have a child. 

When you take into account the fact that there are millions of people who are working more hours than they need or have the skills to do so, the numbers just don’t add up. 

I know, I know, we’ve all heard the headlines, “More Americans are unemployed than ever before.” 

That might be true for some. 

Maybe you’ve heard that the number is down in some industries. 

Or maybe you’ve seen a report that says that wages are stagnant. 

Perhaps you’ve also heard that more Americans are living in poverty. 

Whatever the reason, the reality is that many Americans have been living paycheck-to-paycheck for years. 

How do you fix this? 

In my view, the solution to this problem is not just more money in the pockets of the middle class, it’s more of the same. 

Let’s be clear: We are in the midst of an economic recovery. 

Our economy has created more jobs than it has lost in nearly three decades. 

Its growth is continuing apace. 

Moreover, the government is spending money to help working families afford their housing, food, and medical bills.

That means more money for those

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