Investment is one of the most popular financial topics, but not everyone is comfortable investing in stocks and bonds.
The investment community is growing in number, but many are still unsure of what they should do with their money.
The latest research shows that while it is easier for a new investor to get a feel for how investing works, the process is not without its challenges.RTE’s Finance Analyst, Dr Michael O’Donnell, is in the UK to talk to investment experts to get their take on how investing will work in the future.
He said the key for new investors is that they are comfortable with investing with the money they have and are aware of what their options are.
He explained:”Investment is one part of investing that is relatively straightforward and relatively simple, but it is the other part of the process that is quite complex.
Investors don’t need to have an investment manager with them on their journey.
They can get a feeling for what they have, they can do some research, and if they think they have enough cash they can make a few calls to their mutual fund companies.
But it can be difficult to put a price on that and it is not easy to understand exactly what you should buy or sell.”
The other thing that is different is the number of people in the market.
It’s like a race to the bottom.
People will sell shares or buy shares and that’s it.
“It is difficult for people to know where to go, or to understand why.
It can be frustrating for a lot of people.”
I think for the average person, they are quite comfortable with what they can get away with.
I think it is good to have a bit of education on that.”‘
Money is like a bottle’Dr O’Brien said investors should be aware of how the investment process works and how to work out what they will be able to get away by.
He also said new investors are less likely to take the risk on investing.”
It’s a very risky thing to invest.
You can lose all your money and then you are stuck with it.
You are never quite sure what the return is going to be,” he said.”
You have to know what you are doing and then work out how to get it back.
“There are a lot more people investing now and they are investing for the same reasons.
You get the same amount of money out of it.”RTE Finance Analyst Michael O.
Donnell said investors need to be able “to pick up the phone and talk to people” as well as “have a bit more knowledge of what’s going on”.
“There is a huge amount of information out there about investing and how it works and there are lots of people out there who are getting the best returns from the money that they have,” he added.
“If you look at the numbers, people are getting out money faster than ever before and they know exactly how to invest it, they know how to do it properly, and they have a very solid understanding of how it should be done.”
“The only way that it’s going to change is if people have more understanding about what they are doing, have a little more understanding of what the costs are and have a more positive attitude.”
Dr O ‘Brien said that investors need “to understand that investing is like money is like that.
People invest because they think it’s a good idea.””
But you can lose money, you can get stuck with the debts, and the money you are putting in will be wasted,” he explained.”
That’s just the way it is, and it’s just not right.”
Investors are getting a lot out of this world and they should be able, if they are wise enough, to make the right choice.”‘
We need more investment’The number of new investment accounts rose from 2,749 in 2015 to 4,097 in 2019.
The number rose by almost 4,000 in the first three months of 2019, according to the latest figures from the Office for National Statistics.
This figure is also up from 1,719 accounts in the year to date.
The Office for Budget Responsibility (OBR) said in its latest report that the number is set to rise again by 5,400 by 2020.
The figure is based on the assumption that all existing investments will be closed and that investment accounts are likely to be closed.
It has been estimated that by the end of 2020 the number will be almost half that of 2016.
Mr O’Leary said that people need to understand the risks of investing.
The current economic downturn has led to a drop in investment in some parts of the country, he said, and “this is a problem for all of us”.”
We need to get people to understand how investing actually works,” he continued.”
People need to know that there is a risk involved, there is always a risk.
They need to realise that you are never really sure what you can actually